Mutual Trust Bank PLC. provides various commercial banking and related services in Bangladesh. The company offers retail banking services, including deposit products, such as savings and current accounts, and fixed deposits; personal, auto, home, home equity, and professional’s loan products; locker services; and debit, credit, and prepaid cards. It also provides wholesale banking services comprising term finance, such as finance for importing capital machinery, lease finance, and commercial house building finance, as well as term loans to non-bank financial institutions and micro finance institutions; working capital finance, such as overdrafts, short term loans, general loans, time loans, and bank guarantee; and structured finance, including loan syndication, guarantee backed financing, infrastructure project financing, preference shares, commercial paper, bond, equity financing, agency functions, securitization, and research and development, and corporate advisory services. In addition, the company offers trade finance, including export finance, such as L/C opening, export development fund loan, garment and packing credit, export bill discounting, and export factoring; import finance consisting of LC, inward foreign documentary bills for collection, loan against trust receipts and payment against documents loans, and general loans. Further, it provides off-shore, privilege, small and medium enterprises and agri, non-resident Bangladeshi, payroll, and student banking services; money market, foreign exchange, currency trading, government securities, and primary dealers services; and cash management, insurance, stock broking, securities and custody, remittance, agent banking, and SMS and Internet banking services. The company operates through various branches, sub-branches, agent banking centers, kiosks, automated teller machines, and point of sale machines. Mutual Trust Bank PLC. was incorporated in 1999 and is headquartered in Dhaka, Bangladesh.