Sterling Financial Holdings Company Plc provides various commercial banking services primarily to multinational companies, financial institutions, individuals, small businesses, partnerships, and commercial entities in Nigeria. It operates through six segments: Retail Banking, Commercial Banking, Institutional Banking, Corporate & Investment Banking, Non-interest Banking, and Special Purpose Vehicle. It offers savings and current accounts; investment products; personal loans; cards; e-channels; business accounts, loan products, business advisory and business digital solutions for SMEs; credit services to large scale enterprises; investment account, such as fixed and call deposit; and importers financing, invoice discount facility, letter of credit, and overdraft services. The company offers retail and consumer banking, and trade services; corporate, investment, and non-interest banking services; and wholesale banking services comprising the granting of loans and advances, letter of credit transactions, money market operations, electronic and mobile banking products, and other banking activities; as well as issues debt securities to borrow funds and solutions, guided by Islamic economics. It operates a network of branches and cash centers. Sterling Financial Holdings Company Plc was founded in 1960 and is headquartered in Lagos, Nigeria.