Habib Bank Limited, together with its subsidiaries, provides commercial banking related services in Pakistan, the Middle East, Africa, Asia, and Europe. It operates through Branch Banking; Consumer, Commercia; and Investment Banking; International and Correspondent Banking; Treasury; Asset Management; Microfinance; and Head Office/Others segments. The company offers various deposit products, including current, saving, and business accounts, as well as term deposits; personal and car loans; debit and credit cards; remittance services; and bancassurance solutions. It provides project finance and infrastructure advisory, debt capital markets and syndications, and equity and advisory services; business, personal, SME, working capital, trade, project/expansion, agricultural, and Islamic financing solutions; receivables discounting; letters of guarantee; cash management, bulk payment, and payroll management solutions; commercial banking services; corporate banking services, such as financing, trade services, transaction and employee banking, shipping and airlines desk, foreign missions and development organizations, and specialized project finance; and foreign exchange, investment in government securities services, as well as derivatives and structured products. In addition, the company offers asset management and investment services; digital payment; and digital account, pay billing portal, internet and mobile banking, and self-service channels. The company was founded in 1941 and is based in Karachi, Pakistan. Habib Bank Limited operates as a subsidiary of The Aga Khan Fund for Economic Development S.A.