NICO Holdings plc, together with its subsidiaries, engages in general insurance, life assurance, pension administration, banking, corporate finance advisory, asset management, and information technology (IT) businesses in in Malawi, Zambia, Uganda, and Mozambique. It operates through Life Insurance and Pension Business, General Insurance Business, Banking Business, Investment Holding, Asset Management, and Information Technology segments. Its general insurance products comprise motor vehicle, building and road construction, liability, engineering, professional indemnity, marine hull and cargo, fire, loss of profits, agriculture, burglary, house-owners and householders, and personal accident products. The company also offers individual life insurance products, including endowment assurance with profits, cash generator endowment assurance with profits, savings protection policy with profits, child saver, lien endowment assurance with profits, and unit linked endowment with profits; and group business insurance products comprising deposit administration, managed funds, group life assurance, group mortgage, group credit, and group funeral policies and annuities. In addition, it provides deposit products, credit facilities, Visa credit and debit card services, trade finance services, foreign exchange products, women business programs, and other value added services; and a range of investment management products and services to institutional and individual investors. Further, the company offers IT services, including IT managed services, IT infrastructure services, IT projects management, and software solutions; and property advisory, management, and development services, as well as corporate finance advisory services. NICO Holdings plc was founded in 1971 and is based in Blantyre, Malawi.