The National Bank of Ras Al-Khaimah (P.S.C.), together with its subsidiaries, provides retail, Islamic, and commercial banking products and services to individuals and businesses in the United Arab Emirates. It operates through five segments: Retail Banking, Wholesale Banking, Business Banking, Treasury, and Insurance Business. The company offers current, savings, gold, elite, joint, and merchant accounts, as well as call, fixed, recurring, and flexi fixed deposit accounts; home, personal, cash, green, business, auto, national, and education loans; real estate, point of sales and e-commerce, trade and working capital, and machinery finance, as well as commercial vehicles, construction equipment, project, and bridge finance products; mortgages; and credit, debit, and prepaid cards. It also provides car, travel, life, home, accident, health and group life, property all risk, marine and aviation, contractors’ plant and machinery, and workmen’s compensation insurance products; and savings and investment solutions. In addition, the company offers treasury services; import, export, and receivable financing, as well as letter of guarantees; and salary transfer, overdraft facility, money transfer, and contactless payment services. Further, it provides cash deposit machines; mutual funds; merchant and payroll solutions; cash management and custody services; Euro medium term notes; arranging and advising on financial products; lending, trade finance, and treasury solutions; revolving credit facilities or loan syndications; payment, collection, and liquidity management solutions; foreign exchange, fixed income, gold and precious metals, and commodities market solutions; and online and mobile banking services. The company was incorporated in 1976 and is headquartered in Ras al-Khaimah, the United Arab Emirates.